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Featured webinar: Selling Spirit - for Agents
Long-term Disability Group Size: 2-99Monthly Maximum: $5,000Elimination Period options: 90 days, 180 daysBenefit duration options: 2 years to age 70, 5 years/SSFRA or SSFRAGuaranteed issue: $5,000
(not available in CA)
Benefit Features • Accumulation of elimination period: 2 times the elimination period• Continuation of personal insurance under Family Medical leave Act (FMLA)• Continuation of personal insurance during Leave of Absence, including active military service and temporary layoff • Gainful occupation: 80% if working/60% if not working• Individual reinstatement: 30 days• Mandatory rehabilitation program• Minimum monthly benefit: $100• Normal pregnancy and certain complications included in definition of Sickness• Portability• Recurrent disability: 6 months• Return to work benefit: 12 months• Social security integration method: family• Survivor benefit: 3 times last gross monthly benefit• Tax reporting services: pertaining to Employee FICA, Employer FICA w/ no billback, W2 & Form 941• Vocational rehabilitation program• Waiver of premium• Workplace modification benefit