LTD

Long-term disability picks up where short-term disability (STD) leaves off. Once your STD benefits expire (generally after three to six months), the long-term disability policy pays you a percentage of your salary, usually 50 to 60 percent, depending on your policy. You will then receive benefits for two to five years or until you turn 65.

Our LTD products include:

Reliance Standard
Unum

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