Group Size: 2+
States Available: All except CA, CT, HI, NJ and NY

Highlights:

Employer-Paid Short-Term Disability

• Only 25% employer contribution required
• Guarantee issue starts at 3 lives
• Plans can be bought separately or together

Voluntary Short-Term Disability

• Only 3 lives needed to enroll, regardless of group size
• Maximum flexibility-Eight plan designs & Ten benefit levels available
• $10,000 AD&D benefit included for each employee
• Dual-option for groups 100+