Our group Long-Term Disability policies offer reliable coverage at competitive rates and may include Enhanced Product Services such as, Disability Resource Services^TM and an Employee Assistance Program with our group insurance products for certain size groups¹ . Other features include:

• Flexibility to tailor a plan based on the nature of your business and the characteristics of your employees
• Benefits for total disability or partial disability - total disability is not required to qualify for benefits
• Return-to-work incentives for employees who can work on a partial or part-time basis
• Social Security assistance services for employees who are totally disabled and eligible for Social Security benefits

1 GuidanceResources® Online is offered by ComPsych® Corporation. Disability Resource Services is administered by ComPsych Corporation. ComPsych Corporation is not an affiliate of the Dearborn National brand companies and the services provided by ComPsych are separate from the insurance and insurance services provided by the Dearborn National brand companies. Employee Assistance Program (EAP) services are provided by ComPsych® Corporation. The Dearborn National brand companies do not provide any part of the EAP services. ComPsych Corporation is not an affiliate of the Dearborn National brand companies and the services provided by ComPsych are separate from the insurance and insurance services provided by the Dearborn National brand companies.

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