Group Size: 2+
States Available: All except CA, CT, HI, NJ and NY
Employer-Paid Long-Term Disability
- Only 25% employer contribution required.
- Guarantee issue starts at 3 lives.
- Plans can be bought separately or together.
Voluntary Long-Term Disability
- Only the greater of 10 or 25% of the group required.
- Choice of 2 year, 5 year or age 65 benefit durations.
- 15% flat commissions on 1st year and renewal.