Direct Benefits Logo
Dental Life STD LTD Vision medical
About
Our Approach
Request a Group Quote
Contact Us
Carriers
Biz Development Tools
Request Brochures
Contest Announcements
   Testimonials

Limited Medical Insurance Policies

 
AIG Health Insurance Innovations
Eligibility Requirements:All individuals and spouses under age 65 and dependent children under age 19 (or age 25 if full-time student) who are residents of the United States. Forms
States Available: All except AK, CT, FL, IL, IN, KS, KY, MT, NJ, NV, OK, OR, SC, SD, VT & WA
Highlights:

  • There are no health questions-membership is automatically accepted.
  • Significant discount savings for hospital care, physician treatments, Dental, Vision, Diagnostic labs, chiropractic, counseling, prescription drugs plus nurseline and more.
  • Fully insured limited medical benefits provided for all members include inpatient hospital, ICU, doctor visits, inpatient/outpatient surgery, accident medical, emergency room plus AD&D and more.
  • Target markets include individuals who cannot qualify for or afford traditional health insurance, employees without employer-sponsored coverage, associations or other affinity groups and credit unions.
  • Individual and list billing options.

United States Fire Insurance Company
Health Essentials
Eligibility Requirements: All individuals from age 18 to age 65 with coverage terminating at age 65. Forms
States Available:All except CT, KS, NJ, VT & WA
Highlights:

  • Guaranteed Issue with no health questions
  • Lifetime maximum to $1,000.000
  • Fully insured limited medical benefits include in-hospital benefits, surgery and anesthesia benefits, Accidental injury, emergency room visits, diagnostic lab and x-rays, ambulance, doctor office and wellness visits plus AD & D coverage.
  • Prescription drug pay card and discount vision benefits.
  • 3 plan design options
Enroll Now!

Denali Limited Medical
Group Size:5 eligible, minimum 1 enrolled. Forms
States Available:All states except CA, CT, HI, MD, MA, MN, NH, NJ, NY, ND, VT, WA
Highlights:

  • No Pre-Existing Condition Limitations, employees benefit eligible from day one
  • First dollar benefits, no co-pays or deductibles on doctor visits, ER, diagnostic x-ray and lab, hospital, accident, advanced studies, surgical, or preventive care
  • Guaranteed Issue, no medical questions asked at open enrollment
  • Minimum 5 eligible employees
  • Strong national re-pricing networks
  • Multiple enrollment methods
  • A- (Excellent) A.M. Best rating

Symetra Life Insurance Company
Eligibility Requirements: 5 lives or 10 % of eligible employees, whichever is greater Forms
States Available: All except HI, KS, NY, WA
Highlights:

  • No Pre-Existing Conditions Limitations
  • No Restrictions with other Health Insurance Plans
  • No Deductibles or Co-Insurance
  • No Coordination of Benefits
  • No Co-Pays Except for Prescriptions
  • Guaranteed Issue
  • Participation of 5 Lives or 10% (whichever is greater) in Most States
  • 1099 Independent Contractors, Associations, Chambers of Commerce can all be Considered for Approval
  • Symetra Life Insurance Company, 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004, is rated by A.M. Best with an A “Excellent” rating (third highest of 15)
  • LGP 2227 10/07