Direct Benefits - Providing Flexible Choices in Dental Plans for Groups of All Sizes and Needs

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	Magnum Dental
	Group Size: 2-125	Forms
	States Available:All but ME, NH, NY, RI, VT, WY
	Highlights:
	Choice of Any Dentist Family and Husband/Wife businesses eligible No Waiting Periods even for Major and Orthodontia Voluntary down to two with NO participation $2000 Annual Maximum using DHA-Premier PPO providers $1200 adult and children orthodontia option Pan-American Life rated �A-� by A.M. Best Now accepting Visa & Mastercard for group payment! Get your Group Quote online: Group Calculator Complete your appointment paperwork online: Online Agent Appointment Form Click here to Find a Dentist with

	Spirit Dental
	Group Size: Individual, Senior and 2 - 149	Forms
	States Available: All but NY
	Highlights:
	Choice of any dentist - 90th percentile of UCR. Two year rate guarantees for groups down to two No waiting periods even for major and ortho Voluntary down to two with NO participation Orthodontia down to one $1500 max and Takeover credit available Fully insured by Security Life or Symetra Individual Online Enrollment Get your Group Quote online: Group Calculator Check out: SpiritDental.com Complete your appointment paperwork online: Online Agent Appointment Form

www.denalidental.com

Denali Dental

Group Size: 1-100 Forms

States Available: All But WA

Highlights:

Dual Choice down to 2 lives
100/90/60 $1500 max with Dentemax PPO Providers
100/80/50 $1000 max with Choice of Any Dentist
No Waiting Periods even for Major Services
Voluntary down to 2 lives with NO participation
Madison National Life rated �A-� by A.M. Best
Individual Dental with $1500 annual maximums
Get your Group Quote online: Group Calculator
Click here to Find a Dentist with

	Pathfinder Dental
	Group Size: 2-99	Forms
	States Available: MN, NE
	Highlights:
	Underwritten and administered by Delta Dental of Minnesota and Delta Dental of Nebraska Designed for Groups with 2 or more employees Choice of Any Dentist 4 Tier Rates for Groups 5+ Annual Open Enrollment for Groups 10+ Employer-Partial Paid or Voluntary

	Morgan White Group - Delta Dental
	Group Size:1 or more	Forms
	States Available:AL, CA, DE, D.C., FL, GA, LA, MD, MS, MT, NV, NY, PA, TX, UT, and WV
	Highlights:
	Individuals, Families and Seniors Eligible Choose Any Dentist 117,000 Premier Providers for passive PPO network savings 56,000 Preferred Option PPO providers for greater savings Underwritten by Delta Dental Insurance Company

Companion Life

Group Size: 2+ Forms

States Available: see below

Highlights:

Voluntary down to 3 or 20% participation
25% Employer-Paid plans for Groups 2-9 and 10+
Choice of any dentist
Waiting period takeover credit
Not available in AZ, CA, CO, CT, HI, LA, MI, NJ, NM, NY, TN, SC, and UT

	Principal
	Group Size: 5+ enrolled employees (3+ for multiple Principal Life coverages sold)	Forms
	States Available: All
	Highlights:
	Full Benefit Range and Provisional Level Flexibility Employer paid or Voluntary Voluntary participation of 5 employees or 25% participation Dual Choice available for 10 enrolled employees Standard Annual Open Enrollment Over 75,000 network provider locations No waiting period for timely enrollment Includes a Vision Discount program through VSP Access 2-Year Rate Guarantee for 10 enrolled employees

	Ameritas
	Group Size:25+	Forms
	States Available: All
	Highlights:
	Adult and child orthodontia options Freedom to Choose Any Dentist - 90th percentile of UCR. 60,000+ providers for blind PPO network savings Fully insured by A rated carrier Employer-partial paid or voluntary Nationally known administration from HealthPlan Services Annual Maximum Carry-Over with Dental Rewards

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